Hubby and I are looking for another insurance for the family. Hubby is currently paying $800 through his work in the hospital. That’s me, him and our two children. We are planning on having a third child in the near future. Since hubby is financially capable of paying another life insurance, we are going to apply another one again.
We are concerned for our children. People die and we don’t know when would that be. So right now, we are preparing for our children’s future, especially their education. At lifeinsure.com you can apply an insurance instantly. If you are buying a home, mortgage life insurance is very important. We don’t know if the owner will die then the bank will take over the house and sell it to someone else. It is better an insurance so that the family can benefit.
Get you life insurance now before its too late! Know all about payments, terms, policies and their premium.
Family Life Insurance
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4 comments:
There are many sites like lifeinsure.com where you can apply for life insurance instantly includng www.accuquote.com. Be sure to shop around because often times mortgage life insurance isn't the best deal around. The most affordable policies are usually individual term life insurance policies which can be used to pay off the mortgage, but the death benefit doesn't decrease as most mortgage life insurance policies do.
i definitely agree in having life insurance if you have small children. that would ensure that they will be protected if left behind after your death. they will need to have some sort of cash left for them even if they have a reliable guardian to care for them. my children are insured under a globe child insurance policy. i've had them insured by globe since the day they were born.
Buying life insurance is a prudent and selfless decision, but be sure that you fully understand the contract – its terms, conditions, limitations and exclusions – before you sign on the bottom line. Any ambiguities should be cleared up to your satisfaction by your adviser, and noted in writing.
I run a Life Insurance Canada company and I know that not all insurers make sure you understand the pine print.
You should also know that life insurance policies have an “incontestability period” – a time limit (usually two years) during which the life insurance company has the right to dispute a policy’s validity based on information provided incorrectly on the application. So be careful and understand your contract!
Great work.
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